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Financial Planning

What is Financial Planning

All too often, some Financial Planners are really just Financial Salespeople.  This is not the approach y­ou may expect nor is it advocated by the Institute of Financial Planning.   Read more

Choosing a Financial Pl­anner

With a plethora of financial advice available it is often difficult to make a choice.  How should you go about choosing the right advice for you?  Read more

Pensions are no good any more, are they? ISAs are no good anymore, are they?

Especially during the first decade of the 21st century this has been a regular topic of conversation in pubs and clubs up and down the land, but is it true?   Read more

Inheritance Tax planning

Was Benjamin Franklin correct when he said "In this world nothing can be said to be certain, except death and taxes."? Or was former Labour Cabinet Minister Roy Jenkins correct when he said "Inheritance Tax is a voluntary levy paid by those who distrust their heirs more than they dislike the Inland Revenue."?  Read more

Long Term Care

One of our great fears is that, one day, we will be forced to surrender our independence because of illness or infirmity. This can be exasperated by the impact the cost of long term care can have on the family's future inheritance, it could be a daunting thought. Read more

Equity Market Rally - "Will there be a sting in the tail?"

Equity markets have rallied strongly since their March 2009 lows on optimism that a global economic recovery is underway; however, in their fervour, are investors actually ignoring the underlying economic fundamentals? In this article I ask, "Will there be a sting in the tail for equity investors?"  Read more

Managing Income

Whatever anyone really wants out of life, it's important to prioritise one's goals. After all, once you know where you want to go, it's far easier to develop an investment strategy in order to get there! Read more

Make your money work for you!

There are certain things that you just can't help spending money on, even when trying to tighten your belt during the credit crunch. Increasingly it feels like your spending is spiralling, usually on things that appear to be out of your control. Read more

Money advice for the Over 50's

At a time like now, it is particularly important that people take steps to keep on top of their finances.

Our financial needs change at every stage in our lives, so it is important to understand what financial help is available to us when we reach a certain age. Read more